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I've just done what the OP suggests.
My Citi visa had an outstanding balance of ~$4,000 to which I balance transferred $4,000 from 'Ignite'.
My Adelaide Bank visa had ~$4,000 outstanding to which I have BTd $8,000 from 'Ignite'. I know from past experience that Adelaide Bank have no problem with this but I didn't do it with Citi for the reasons pointed out above.
a) I don't trust them
b) I've read numerous times in the past on this forum that Citi don't like +ve balances on CCs.
Just to confirm, so in the OP's post, his other balance wouldnt be checked?
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