Citi Bank Gold Credit card $1 = 1 pt fee free

mitzikatzi · #1 (**permalink**) 10th September 2006, 03:04 PM

Hi I found this from a link on this site. Fee free for life. $1 spent = 1 Qantas FF point, must transfer 10k points at one time. Don't know if points are capped. Looks like agood deal to me.
Credit Cards: Compare citibank credit cards – Apply Online

snufl · #2 (**permalink**) 10th September 2006, 03:45 PM

Wow! Thanks for the info. I was considering the Citibank silver to replace my Ezy Mastercard at $69 plus $19 for supplementary. I will check this out.

beardoc · #3 (**permalink**) 10th September 2006, 06:56 PM

This looks like a fantastic deal. I'm going to sign up - although after the CitiBank ReadyCredit "one off $160 fee" on their "no annual fee" accounts, I'm not sure that this will last. I note that it would usually be in blocks of 5000 points for transfer to QFF points - the 10000 point blocks are the only other change that I can see.

But a Gold card with no annual fee ever and rewards points? Seems too good to be true, doesn't it?

Is there a rewards program fee that you have to pay with CitiBank?

kpc · #4 (**permalink**) 10th September 2006, 08:54 PM

I wonder if you can switch to this fee free Citibank gold card if you already have one...

Who is going to ring (India!) and ask?

dgruber · #5 (**permalink**) 10th September 2006, 08:55 PM

Hi FFlyers,

The direct link to apply is Citibank Gold Card

For the Platinum they are offering no annual fee for first year only
Citibank Platinum

Be warned of the 18.99% interest rate, probably higher for cash advances.

I am probably going to apply for the Gold one and then possibly cancel the CBA Platinum.

It seems like an unbelievable offer to have a no annual free, frequent flyer credit card and the fact it is Visa and not an AMEX means that it is widely accepted.

And Citibank offer for "loyal customers", a fee-free Diners card offering 1.25 points.

beardoc · #6 (**permalink**) 10th September 2006, 09:04 PM

I have already gone ahead and applied for this. So much for the "60 second response" - they have told me that they are processing my application and they will get back to me. How long do you have to wait for them to finish their processing?

If this is a Gold Visa for life with no annual fee and a 1:1 rewards program (even taking into account having to transfer in blocks of 10000 points), and purchase security and overseas travel insurance, then this seems like a fantastic deal, and a great replacement for my Woolworths EzyBanking Mastercard. Downsides are the 2.5% currency conversion fees, and the reports of bad CitiBank customer service. It will be interesting.

edison · #7 (**permalink**) 10th September 2006, 11:32 PM

I applied for this card too just then. Hopefully we all get the new credit card soon. I was initially planning to get an Earth Card. This is definitely better than Earth Card by miles.

How much does it cost for supplementary card for this offer? I could not see any details with it.

Another thing, I suggest u all make a copy of this offer somewhere in case Citibank challenge this offer ...... Surely we need to be careful with this, right?

I am still trying to look for fine fine fine print of this offer ... it is almost too good to be true.

dgruber · #8 (**permalink**) 11th September 2006, 02:39 AM

Yes, I would indeed suggest you print out a copy of the offer as I have done so to avoid future problems. For all I know, their system could magically charge the fee. However when you apply for the offer before you press "submit" it does indeed say "no annual fee for life". Perhaps they hope you will pay the 18.99% interest.

Admin - can you merge this thread with the one in the Citibank Rewards forum and possibly sticky that thread.

snufl · #9 (**permalink**) 11th September 2006, 09:17 AM

The link for this fee free card is through a broker of some sort. Although I have no problem going through a broker I am a little hesitant about using links through a third party unless I am sure it is legit, afterall I am giving lots of personal information. So, I phoned Citibank and asked if they have an offer through that site.

The answer (from the guy in India) was they were unaware of it and I should apply direct with them and pay the annual fee "for security purposes". I said there was a big difference between fee free and $119 so could they check for me, answer no.

Must admit I don't take this as absolutely correct. He kept calling me MR snufl and I'm female (don't think my voice is that deep). I know some of you have applied already, would you please let me know if you get a response from Citibank.

sphinx · #10 (**permalink**) 11th September 2006, 09:40 AM

damn. I applied for a silver 3 weeks ago and got the card last week with no special offer. Then I saw this offer. So I called this morning:

1. They couldn't upgrade my silver to this no fee ever gold since my card is less then 3 month old!!... bad luck again. So I assume for most of you, you will get an upgrade... but maybe that was just an excuse for them.
They did appear to be surprised that I know this offer and actually have a link. I just told them I heard from a friend.

2. Then I proposed to cancel my current silver and apply for this gold offer... immediately transferred to a "relationship" officer. I was told to apply for the new one online and keep the current silver active. The assessment officer will determine whether my silver will be upgraded or cancelled for the new gold card.

3. My wife is also applying for this as herself. :-P

fingers crossed.