Citi Bank Gold Credit card $1 = 1 pt fee free

Cyberdog100 · #31 (**permalink**) 29th December 2006, 03:05 AM

I've just applied for this, sounds fantastic! I got an email from a friend telling me about it and then found this forum as a result of searching for more information, because it sounded too good to be true, so I had to be sure!

Thats fantastic news that the supplimentary card is free as well, I was thinking even if they charge the $30 its still cheaper than a standard card + supp card, so all round a fantastic deal!

Flashware · #32 (**permalink**) 29th December 2006, 10:22 AM

Will be interesting to see how you go.. I got rejected, because I'm not old enough - even though they state you only need to be 18.

I earn good money (well above what they say the minimum is), and have a perfect credit rating (which is from info from Baycorp, etc.) - so pretty crap. Not happy at all.

dizey47 · #33 (**permalink**) 29th December 2006, 02:04 PM

Quote:

Originally Posted by JohnK

Have existing Citibank credit card holders been able to get around this condition?

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Bit late replying, but just saw your question. I received my Citibank Gold Card mid Sept, using a link from this excellent web-site. I already had a Silver Citibank MC. I have since cancelled the silver and they offered to add credit limits together for the Gold Card. Also offered to add the points together, but I had transfered what I had already to QF FF, as I didn't know they would do that.

johnmc · #34 (**permalink**) 29th December 2006, 05:31 PM

I've now accumulated 5000 points but cannot find out how to transfer them to my QFF account. Can it be done on the internet? Would be pleased to receive information on how to transfer, Thanks.. Johnmc

Chicken · #35 (**permalink**) 29th December 2006, 05:39 PM

Quote:

Originally Posted by johnmc

I've now accumulated 5000 points but cannot find out how to transfer them to my QFF account. Can it be done on the internet?

Log on to your internet banking

Flashware · #36 (**permalink**) 29th December 2006, 06:48 PM

Quote:

Originally Posted by johnmc

I've now accumulated 5000 points but cannot find out how to transfer them to my QFF account. Can it be done on the internet? Would be pleased to receive information on how to transfer, Thanks.. Johnmc

Earlier in the thread it was stated that with this 'special' card you can only transfer in blocks of 10,000 - but YMMV as *currently* people have had success doing it in lots of 5000.

Cyberdog100 · #37 (**permalink**) 31st December 2006, 02:56 AM

Quote:

Originally Posted by Flashware

Will be interesting to see how you go.. I got rejected, because I'm not old enough - even though they state you only need to be 18.

I earn good money (well above what they say the minimum is), and have a perfect credit rating (which is from info from Baycorp, etc.) - so pretty crap. Not happy at all.

I hope I dont get rejected! I thought you had to be 21 to apply? I think i was approached by a sales rep in a shopping centre a few years ago when I'd just turned 18 and when i told them i was 18 they said I wasn't able to get a Citibank card! Same thing with Amex Blue when they were trying to get people to sign up in centres.

My only concern is that i've applied for 3 credit cards this year (all been approved, with decent credit limits too). To my knowledge i dont have anything negative on my credit record, i pay off balances in full and never defaulted on a bill payment. So as long as they dont reject me based on the "too many applications" bit I think I definitely should be ok in terms of age and income.

For the record I will be closing my CBA card in Jan as soon as I get my latest lot of points credited and transferred to Qantas and will close my Earth card before renewal is due!

Flashware · #38 (**permalink**) 31st December 2006, 11:19 AM

Quote:

Originally Posted by Cyberdog100

I hope I dont get rejected! I thought you had to be 21 to apply? I think i was approached by a sales rep in a shopping centre a few years ago when I'd just turned 18 and when i told them i was 18 they said I wasn't able to get a Citibank card! Same thing with Amex Blue when they were trying to get people to sign up in centres.

Either way.. even if it is 21, that's fine - I'm 22 in a few months. Ditto with the shopping centre thing, the guy spent 10 minutes going on about this BP 5% off c/c, then asked how old I was. "Oh, you're not 24 - sorry, you're too young". Pretty annoying. When you've got a good credit rating, and c/c's to the value of 20k that get pretty much maxed out and paid in full every month - oh.. where does the frustration begin!

straitman · #39 (**permalink**) 31st December 2006, 02:20 PM

Quote:

Originally Posted by Flashware

Either way.. even if it is 21, that's fine - I'm 22 in a few months. Ditto with the shopping centre thing, the guy spent 10 minutes going on about this BP 5% off c/c, then asked how old I was. "Oh, you're not 24 - sorry, you're too young". Pretty annoying. When you've got a good credit rating, and c/c's to the value of 20k that get pretty much maxed out and paid in full every month - oh.. where does the frustration begin!

Agreed, however like all business they need to draw a line in the sand somewhere and I can assure you that it is not done arbitrarily.

Chicken · #40 (**permalink**) 2nd January 2007, 02:13 AM

Quote:

Originally Posted by Flashware

"Oh, you're not 24 - sorry, you're too young".

The online application and PDF on Citibank web site clearly states you must be over 18.

The salesman lost a sale!