[JohnK]

Originally Posted by Lindsay Wilson

I finally cancelled my NAB Gold Mastercard (my oldest CC) and went through the 20 questions as to why I was leaving. The call centre guy was okay and wanted to offer my fee-free everything but I'd already cut up the card and so had Mrs LW.

I would love to do that to some of my cards. Fee-free? I would have kept it!!!!

Originally Posted by Lindsay Wilson

Now down to 3 cards, all dedicated 1:1 or 1.5:1 earning.

I am confused that you are happy with 1.5:1 earning :? Earlier you said:-

Originally Posted by Lindsay Wilson

Turning the tap off my NAB Gold card (and it's Rewards program) because of the poor point earning potential at 1.5 Rewards : 1 QFF. Getting much better from CB Visa and Amex (using Accelerator).

Here you are not happy with 1.5:1 earning. Has something changed recently with CB Visa and Amex? :?

Sorry if I have misunderstood what you are saying.

[Maca44]

As a result of advice received on this discussion board I am now down to two cards; the AMEX rewards maximiser and the Woolworths Ezy mastercard, and for my personal use could not be happier.

I previously had the AMEX Gold where I received FF at 1:1 and the ANZ Qantas Gold card where I thought I was getting the same ratio of 1:1 points. I spend approx $9K a month on cards and pay them on receipt of the statement, however, it was pointed out to me on this board that I only received .5 points on my ANZ card after I reach $2,500, something I did not realise. Now with the Woolworths card I receive 1:1 point for my monthly spending. More points, more travel.

[Lindsay Wilson]

JohnK, whoops my mistake...should have been clearer with the ratios. I meant to say (and type) ($) 1:1.5 (points).

What's the use of keeping a fee free card which is only earning $3 for 2 points. Better off with the $1:1 point or $1:1.5 point cards.

[JohnK]

Originally Posted by Lindsay Wilson

JohnK, whoops my mistake...should have been clearer with the ratios. I meant to say (and type) ($) 1:1.5 (points).

What's the use of keeping a fee free card which is only earning $3 for 2 points. Better off with the $1:1 point or $1:1.5 point cards.

That's OK Lindsay I just wasn't sure because the two statements were the same. :?

Which card gives 1:1.5 points? That would definately be worth it.

[NM]

Originally Posted by JohnK

Which card gives 1:1.5 points? That would definately be worth it.

Amex Rewards Maximiser and Amex Platinum Credit Card both give 1.5 Amex rewards points per A$ spent, which then transfer 1:1 to Qantas FF program.

[infoworks]

I gave up on fly buys a long time ago and use AX for the extra points, and often bonus points for using it on fuel and supermarkets.

[QFTravel]

With the erosion of the Ezy Mastercard in October this year. I am considering this as my supplementry card.

I can receive the card and rewards for $0 (saving of $145.50). Which makes this very attractive to me. Plus I can direct debit the balance straight from my bank account for payment which makes me even happier .

I know that the card has been bagged alittle in this thread but from the National Australia Bank - NAB Gold Rewards Card website I get the following;

Monthly Spend: $0 - $3,000 earns 1:1
Monthly Spend: $3,001 - $10,000 earns 2:1

As my spending with rarely exceed $1000 per month I should always maintain a 1:1 earning ratio.

Redemption to my QFF will be at 1.5:1 which I am willing to do. I figure I would forgo about 3000 points max for the year. The next best option that I see people going for - is back to ANZ Frequent Flyer at $150. Would I pay another $150 for 3000 points? Not when its only a supp card...

What our people's thoughts on this as an option if they are/were using the Ezy Mastercard as a supp card? What else would you consider as an alternative?

Thanks,

[wombatcountry]

What did you need to do to receive the NAB Gold card fee-free? We're also about to abandon our Woollies MC.

[JohnK]

Originally Posted by wombatcountry

What did you need to do to receive the NAB Gold card fee-free?

The NAB Gold card is not fee-free. The annual fee is $145.50 as mentioned by QFTravel and the NAB website, consisting of an annual card fee of $88.30 and an annual program fee of $57.20

QFTravel may receive the card fee-free through work or being a member of some group like AMA, CPA etc. Another way to receive the card fee-free would be if you already had the card and wanted to cancel it and NZAB believes you are a valuable enough customer to keep and offer to waive the fee for you.

[QFTravel]

Originally Posted by wombatcountry

What did you need to do to receive the NAB Gold card fee-free? We're also about to abandon our Woollies MC.

My stockbroker's (Goldman Sachs JBWere: JBWere Visa Gold Card) cash accounts are managed through the NAB. It is a complimentary option to take out a NAB Gold VISA CC with Rewards program. I am assured that their is no annual fee for the card, however, I have asked for the reward program fee be confirmed as complimentary also.