The Credit Card saga continues...

DavidM · #1 (**permalink**) 4th August 2007, 07:49 PM

I am looking for a Visa/Mastercard card that offers 1QFF point per $1 spent with no annual/monthly capping.
At present I have an AMEX Platinum Charge Card but still require a Visa card as not all merchants will accept AMEX. I also have a Citibank Platinum Visa but that is capped at 120000 points pa. Unfortunately my wife's spending habits have blown the cap and I have just lost 30,000 points and still 2-3 months shy of the anniversary.
I suppose one alternative is to have several Gold cards but they all seem to have a monthly/annual cap and few offer $1:1 QFF point. The other alternative is to remove said credit card from wife's purse but I suspect this will cost me considerably more.
I would appreciate any assistance the forum may be able to offer.

straitman · #2 (**permalink**) 4th August 2007, 11:20 PM

Quote:

Originally Posted by DavidM

The other alternative is to remove said credit card from wife's purse but I suspect this will cost me considerably more.
I would appreciate any assistance the forum may be able to offer.

One could always remove said wife, though that could also be very expensive

serfty · #3 (**permalink**) 5th August 2007, 08:47 AM

It all depends on what 30K QFF points is worth to you ...

Why not get a second card and spread the load.

serfty · #4 (**permalink**) 5th August 2007, 09:14 AM

Have a look at this very useful thread: http://www.frequentflyer.com.au/comm...ning-7626.html

It is a good summary of the current situation.

wallacej · #5 (**permalink**) 5th August 2007, 10:20 AM

Quote:

Originally Posted by straitman

One could always remove said wife, though that could also be very expensive

Tried that... would have been better to have left her with the card...

oz_mark · #6 (**permalink**) 5th August 2007, 11:38 AM

Quote:

Originally Posted by DavidM

I am looking for a Visa/Mastercard card that offers 1QFF point per $1 spent with no annual/monthly capping.

This product does not exist in the market at this point in time. You will need to choose from one of the other alternatives.

DavidM · #7 (**permalink**) 7th August 2007, 10:55 PM

Thanks for your help, it is much appreciated. I will keep you posted should I find anything new. I suspect I will keep the status quo at home with wife and spending habits, although she did have her credit card stolen once. I didn't report it as the person who stole it was actually spending less and with the points I gained I actually came out in front...

PaulZ · #8 (**permalink**) 9th August 2007, 12:35 AM

Quote:

Originally Posted by oz_mark

This product does not exist in the market at this point in time. You will need to choose from one of the other alternatives.

Actually, St George's Private Bank Platinum Card does offer unlimited points. and 1/1 transfer to QF.

oz_mark · #9 (**permalink**) 9th August 2007, 01:57 AM

Quote:

Originally Posted by PaulZ

Actually, St George's Private Bank Platinum Card does offer unlimited points. and 1/1 transfer to QF.

Ok. I stand corrected. There is no publically available card that offers those features.

PaulZ · #10 (**permalink**) 11th August 2007, 12:28 PM

Quote:

Originally Posted by oz_mark

Ok. I stand corrected. There is no publically available card that offers those features.

Right you are!

However, I would imagine a few members of this forum are owners of their own businesses? If they have a good relationship with their business banking manager at St George Bank or Bank SA - they should try their luck and ask for one! What is the worst that could happen - "no!"??!!