[Flashware]

American Express

$0 annual card fee (to me this appears to be for the life of the card? correct me if wrong....) - is this the first one that would be fee free for life, if so ?
1 QFF point for every $1 spent
2 QFF points for every $1 spent on QF services
$50 credited to your account on first QF spend

I'm looking at this to replace my current over-priced crappy ANZ Gold Qantas FF card (which these days, I only use for travel'ish related expenses anyway).

So if there's insurance on this card, and fee free... sounds like it might be a goer.

Thoughts?

[Flashware]

Just replying to my own post here...

Doesn't look like it does include insurance, as it's the base card.

However at $87 / year for the ANZ, and I generally do no more than 1 o/s trip a year; it may still be better with the Amex as to purchase a 1 off policy each time I travel would probably be cheaper?

I still have a Visa (Citibank) and Mastercard (Wizard) so cover all bases..