Girlfriend called me today: "I got a replacement Citibank card, and it looks different."
Me: "Is it a Platinum card?"
Gf: "I don't know, don't think so, it's silver. Oh wait, it says Platinum."
I got home and whaddya know...there's a Platinum card waiting for me too.
Funny part is, neither of us use the card much at all (it's my second card). I've put about $9k through it in the last 12 months, she's probably put about $3k on it. We do both pay our bills off in full each month though.
The accompanying letter says "As a highly valued customer, we have taken this opportunity to upgrade you to our exclusive Citibank Platinum Credit Card with no change to your annual fee, currently $0.00 per year*"
*The Annual fee you will pay on your new Platinum Card is the same as you paid on your Gold Card, currently $0.00 for the Primary Card and $0.00 for each additional card.
They've also offered a credit limit increase I don't want/need, and it seems you might have to accept both the card + limit increase together. Oh well, I'll ask to see if I can keep my old credit limit.
It's a new card with a new card number, and of course, the chip. The letter goes on to talk about all the Platinum benefits, and again confirms that I won't be paying anything for the card.
Thanks Citibank!
Glad I didn't take up the $131/year offer a while ago.
I suspect this will make renting a sportscar in Europe much easier next year too.
Quote:
Originally Posted by gregff
This sounds a good deal.
1. Are you sure it is not fee free for just a year (or is it fee-free for life)?
2. I recall with the gold fee free for life there were a number of fee-free supplementary cards available. Is this just limited to one?
3. Do the newly issued Plat or Gold cards as well as being chip-enabled, have the pay pass (contactless payment) option.
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1-2 see above. 3 - No mention of it, but mine's a Visa (is Paypass Mastercard only?)
Cheers,
- Febs.
Citibank upgrading fee free Gold to fee free Platinum
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