Citibank – Upgrades/offers.
Discuss Citibank – Upgrades/offers, on the CitiBank Rewards Program forum of FrequentFlyer.com.au, the home of frequent flyers.
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Does anyone here have a Citibank credit card and do you receive offers from Citibank to either increase your credit limit or upgrade to a high level of card (e.g., gold to platinum)?
Thanks.
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Really, they say, that you can apply for an upgrade of credit limit, or another CB product ONLY after having your first CB account open and in good standing for nine months.
That goes for credit cards and personal loans etc.
Yes, over the years, Citibank have offered me both upgraded cards and higher credit limits. As well as the opportunity to have two cards ( A mastercard and a visa). Plus a pre-approved ready credit account. Plus several other offers I have likely forgotten about
Member of: Qantas FF, American Airlines AAdv, NW WorldPerks
Posts: 3,860
netaddict, I would get a credit limit increase about once every 3 months (I suppose I do have 4 CC's so numerically that means 1 per year for each card). Note that 2 cards are personal (Amex & NAB M/C); two are for business expenses (CB Plat & ANZ QF Visa); so excellent for balance transfers and FF points. However, it means that I have to constantly be on top of my balances to ensure that I only pay deductible interst (as I do from time to time).
Had a CL increase from CB Platinum last month that I accepted and another from my ANZ card today that I won't (as a result no doubt of me "paying off" my sizeable outstanding balance last month). Alas, I'll turn that one down as my CB Plat has more than enough CL.
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