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Originally Posted by nowork
Hi guys,
I was wondering if anyone thinks I should go the Rewards Maximiser or try upgrade to Qantas Ultimate for the extra bonus points?
Any advice would be greatly appreciated.
Cheers.
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Lets consider:
Well they both earn at 1.5 points per $. Though Qnatas spend on Ultimate will earn at 2.5.
Max is currently free for the first year..Ultimate is $395, but with a fre domestic flight toa limited number of locations.
So what suits you...at what cost and for what intended gain.
What is you likely yearly spend and where do you mainly spend?
What benefits do you want froma card...and how will you seek to burn your points?
ie with Ultimate your points go straight to QFF...with Maximiser you can keep them for various redemptions including several airlines including Qantas.
In my case I seek maximum total points for lowest possible cost.
So after a free 18 months on two Premium Cards with combined sign on bonuses of 35K (which more than offset any loss from its lower eran rate of 1.25 ,particularly as I had some Qantas spend at 2.25 as well)..I have moved onto the Maximiser with its free months and higher eran rate of 1.5 (compared to 1.25).
The higher earn rate is handy to me now as I now paying 3 sets of school fees and the schoolk has recently started accpting Amex.

rather than just VISA/MC.
When my Premium becomes due..i will ask for the $195 to be waived so that I can keep it for Qnatas spend...but if they decline I will axe it.
With my Maximiser I will seek likewise....and as over the next year it will probably have had $50-70K pumped through it I will imagine they will say yes.
I use cash where it is cheaper...and Citibank free for life VISA with an earn rate of 1.0 where they do not take AMEX or charge extra to do so.
I build points to make redemptions for international flights...normally 5 economy tickets at a time for my family of 5. I am thinking about some RTW tickets as my next redemption, though am off to Noumea next March with 5 redemptions, after 5 tickets to Thailand 18 months back.
I pay for only about 6 flights a year and so moving points to AA is not attractive to me. If you fly a lot AA may be attractive.
I manily redeem now with QANTAs, but use to redeem with Ansett.
Having the Maximiser now has increased options for me with whom I redeem....and so I will stockpile most new points there....with some already stashed at QFF in the names of my family of 5....and some old points ina Westpac Altitde account now no longer used...except for some minor spend to keep it active (the card is free).
But that is me....what are your goals?