[lovetravellingoz]

American Express

However it is totally free if you want the reward points...You still have to pay $40 or $80 a year for the rewards program. so some spin hear!!!

Earn rate is only 1;1

But it may suit some..

• No Annual Card fee…for life
• Free Supplementary Card
• Low interest rate of 15.99% p.a.
• Balance Transfer Rate of 5.99% p.a. for the first 6 months1
• Up to 55 days interest free credit on purchases2
• Access to Australia’s leading reward program.
• $1 spent = 1 reward point. No cap. No expiry3.
• Online fraud guarantee4

Blue from American Express offers you a new world of rewards and
privileges, especially when you enrol in Australia’s leading Membership Rewards™ program – Choices ($40 p.a.) or Ascent ($80 p.a.). Every time you use your Card, you can earn at least 1 point for every dollar spent, which can be redeemed for your choice of flights, hotel stays, gifts and more. For those who want the ability to redeem points for points with frequent flyer program partners, you should join Ascent.

[Dons83]

I'm not sure if they offer the Blue product anymore in Australia...

I used to have a card with similar features, just a standard Amex Gold, 12.49% pa, no fee for life. Pay $40/$80 to join membership rewards...but I got it as a pre-approved app in the mail, no doubt spidering me off some database.

[oz_mark]

Originally Posted by Dons83

I'm not sure if they offer the Blue product anymore in Australia...

Does that mean that the Gold Credit card is now the base model in Australia?

[Dons83]

I would assume so...

Here are all their products for the Australian market:

American Express Australia - Compare Our Cards