[bdl]

Hi everyone,

Long time lurker, first time poster - I spoke to Amex about this Cashback card last Wednesday so thought I'd post what I was told.

Main differences between the 'normal' Amex plat credit card vs. Moneyback Amex plat:

* Annual fee: 'normal' = $395, moneyback = $99
* Domestic/International Travel insurance = Moneyback does not include this
* Free QF flight = Moneyback does not include this
* 1.5 pts/per dollar reward accrue = Moneyback does not include this (instead, 1% cashback)
* Cashback on Moneyback not capped
* Existing 'normal' Plat card not to be replaced, instead this option was introduced to let more people access Plat card due to lower annual fee.

Hope that helps
bdl

[AnonymousCoward]

Originally Posted by beardoc

Does it really matter what the label is?

Ultimately, it's just a label.

But what is the point of having all these labels ("Gold", "Platinum" etc) if they have no meaning? It's just confusing to everyone and devalues the brand. Brand devaluation isn't something trivial - if you are going to have a premium label, you need to keep it premium. Otherwise it isn't a premium brand anymore.