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Originally Posted by armanie
CBA has a higher points cap (150K vs 120K) and lower annual fee ($200 vs $250).
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Read your CB T&C. It says "MAY".
As long as you keep your heads down, don't call them too often and demand too much, they should not cap your points.
I've been earning 200 000 points per year on my silver card
, I just had to put up with their crap
CBA has better service I'm sure