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Originally Posted by NM
Yes, you can put the account into credit and use it like a debit card. I do just that when travelling overseas and use the card for cash withdrawals without paying any interest or fees.
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I'm not sure whether you're aware, but as of 1 September 2006, there is going to be a 2.5% foreign currency conversion charge applied to each foreign currency transaction on Ready Credit accounts. This was not charged previously.