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Originally Posted by ric_melb
I suspect this is the Citibank Ready Credit Card, which is essentially a personal loan account, that includes a card. Not certain whether you can place this account into credit, and therefore essentially use it as a "debit" card.
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Yes, you can put the account into credit and use it like a debit card. I do just that when travelling overseas and use the card for cash withdrawals without paying any interest or fees.