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I just signed up to reply to this thread!!
anyway, i have just got this card in early Jan 06 after purchasing some interest/payment free stuff.
there was the $25 establishment fee in Feb but an interesting line
MONTHLY SPEND REWARD $2.95CR
ACCOUNT SERVICE FEE $2.95
So i didnt pay a monthly fee. I used the card >$500 for other items.
I'm not sure what the $ amount to get the monthly spend reward is(to make it a $0 monthly fee), anyone?
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