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Originally Posted by abcde
Does anyone own one of these cards?
i applied for one , .. and got my card today..
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I have one of these cards, but mine was an 'upgrade' from a Buyers Edge Card that I got years ago. My last card was 2 years old and had not been activated..
Also, for some off reason, they keep referring to my card as a Premium Go card. I have no idea why. It is also a somewhat darker green than all the pictures would have you think.
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Originally Posted by abcde
its mentions " no annual fee" on their website.
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Correct.
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Originally Posted by abcde
but they sent me a financial table. under fees and charges..
it says
*an establishment fee of $25 is payable as part of the monthly payment due immediately after the first statement period in which the closing balance includes an amount owing other than for the establishment fee or a buy now pay later promotion.
and
* an account service fee of $2.95 will be charged to the account monthly if the closing balance on the statement date is $10 or more.
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On the $25 fee, my financial table does not include this fee, so I cannot comment.
For the $2.95 monthly fee, mine continues to say 'except we will not charge this fee when the closing balance on the statement date consists only of a credit card purchase balance'. This means it only applies (to me at least) if I have an interest free purchase of some sort on the account. If used just as a normal credit card there is no fee.