[abcde]

Does anyone own one of these cards?
i applied for one , .. and got my card today..

its mentions " no annual fee" on their website.

but they sent me a financial table. under fees and charges..
it says
*an establishment fee of $25 is payable as part of the monthly payment due immediately after the first statement period in which the closing balance includes an amount owing other than for the establishment fee or a buy now pay later promotion.
and
* an account service fee of $2.95 will be charged to the account monthly if the closing balance on the statement date is $10 or more.


on the first one does it mean. i have to pay a one off $25 after i activate my card?
and the second one . if i spend over $10.every month ill have to pay a 2.95 fee?
so they dont charge an annual fee.. but they charge you a monthly fee instead?

this was never mentioned in the on the website in the application.
if thats what they charge you .. im gonna cancel it