http://www.national.com.au/Personal_...,74895,00.html
No annual fee for first year
5000 bonus points
Choose from
Amex: $1 = 1 point ($150 a year after 1st year)
Visa: $2 = 1 point ($65 a year after 1st year)
Hmmm, it seems you can only have one or the other. Would have been nice if they offered both therefore you can get 1 for 1 on the Amex but still have the Visa as a backup.