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Originally Posted by oz_mark
I think there were two different annual fee scales - free and $49 per year, which affected how many fly buy points you got.
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I just 'downgraded' to the free one. Worked out how many flybuy points the 'faster' option was getting me against the annual fee, and I wasn't getting $49 worth of flybuy points.
Mind you I mostly have the card for the interest free offers, so most purchases are on different cards, so not a huge expenditure goes through it. Much better no annual fee.