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Well I can now answer my own question after speaking to them for the last 30 mins.
As an additional card holder, whatever my wife spends and earns in points will go to me.
What I am annoyed is that I will still have to pay for the $55 Reward program fee despite the fact she is not a QFF member.
I would have been very happy with just the $10 additional card fee.
Also, I cannot drop the limit on HER card without having to drop mine.
My lowest limit for a gold card is $5,000 and anything below that means I'll have to get the 'standard' one which is looking pretty attractive at the moment.
I think I'll wait for a bit and see if my wife still wants a CC. If I can put her off I'll be happy, otherwise I'll have to do some drastic account changes. :-)
Regards
Daniel
PS: I was also 'asked' to create a joint account this week so I'm getting pretty annoyed with banks.
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