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As part of the terms and conditions of the Break Free package (formerly known as Premier Select), you must have a gold visa with min card limit of $7500- otherwise you will not qualify for the interest rate discounts. You don't have to pay the annual fees on the car as these fees are all part of the $295- per annum charge whether you use it or not.
I took out this package years ago and back then no credit report was conducted at the time of my report.
:wink:
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