[oz_mark]

The Altitude Terms and Conditions are getting a few tweaks effective 15 May, although generally they don't appear as though they will affect me greatly.

- If a bonus partner doesn't pay for the bonus points then Westpac may deduct them
- If you close the account, you have 45 days to use the points (down from 90 days)
- Change to allow you to combine points from separate accounts if they are all in the same name
- Points update to be done daily instead of monthly
- the rest look like wording and administrative tweaks