[one9]

The results of the poll are pretty dissapointing - in two aspects.

1. Hardly anyone voted. Maybe not that many people who have Citibank cards spend more than the stated limits.

2. One Platinum cardholder reported that they had points capping applied to them.

Personally, I decided to get the Citibank Gold Card, and have recently received the approval email, and intend to spend over 100k per month on it, so I will soon learn for myself. I am guessing I am going to end up with another card that I can't use for 10 out of the 12 months until the points capping starts for a new year.